3 signs it's time to downgrade your premium travel credit card to an option with no annual fee
Business Insider -

Crystal Cox/Business Insider

 

If you want to stop paying a credit card's annual fee, consider downgrading your card rather than canceling it.

Downgrading to a different card with no annual fee preserves your average age of accounts, which is an important factor in determining your credit score.

I used this strategy to downgrade from the Amex EveryDay® Preferred Credit Card from American Express with a $95 annual fee to the Amex EveryDay® Credit Card from American Express with no annual fee.

If...

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