A self-made millionaire says a decision he made at 21 was not only the key to building his wealth, but keeping it intact
Business Insider -

A self-made millionaire featured on the personal-finance blog ESI Money credits his wealth to investing in retirement accounts from an early age.

The man, who shares a $1.1 million net worth with his wife, has been saving about 15% of his gross income in retirement accounts, including a 401(k) and Roth IRA, for more than two decades.

He said investing in tax-advantaged retirement accounts that penalize early withdrawals has been the key to keeping his savings intact.

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