Car insurance rates are nuts right now. Here’s how to lower your bill when cash is tight.
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Car insurance costs are pretty brutal at the moment — they’re up more than 22% since this time last year. There’s plenty you can do to lower your bill, but some of the best advice out there still requires a certain amount of upfront cash. For example, paying your annual premium all in one go could eliminate the extra fees some insurers charge customers for paying month by month. But that may not be an option if your budget is tight and your premium has surged. Insurers have been playing catch-up...

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