4 startups are changing the way millennials pay for brands like Casper and Warby Parker and have attracted investors including Andreessen Horowitz and Snoop Dogg
Business Insider -

Online shoppers have a new option when it comes time to check out: Buy now; pay later.

Affirm, Afterpay, Klarna, and QuadPay are offering low-cost alternatives to credit cards for shoppers that don't want to pay all at once.

While Affirm charges between 0 and 30% interest, startups like Afterpay, Klarna, and QuadPay offer no-interest installment plans — so if shoppers pay installments in full and on time, there's no cost.

Instead of customers bearing the cost of the financing, retailers pay the...

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