Spot Pet Insurance at a glance Spot, candidly, is one of the top pet insurers on the market. It offers all three major policy types, affordable rates, and a wide range of policy customizations, particularly for coverage limits. Plus, Spot has a solid reputation with one of the best Trustpilot scores in the business. Still, some shoppers might want a shorter waiting period for accidents and a potentially faster claims process. Standard waiting period: 14 days for accidents and illnesses... Read this story