Cheryl Rose was ready to retire after 15 years as a care coordinator for Cathedral Square, a nonprofit that provides affordable housing for older adults. An avid crafter, she was eager to spend more time knitting and painting. In 2021, Rose, then 64, stopped working and started living off her savings and her Social Security payments — roughly $1,900 a month. Soon, though, money became tight. After her $950 monthly apartment rent, a car payment and other expenses, almost nothing remained.... Read this story
