A 64-year-old who hasn't touched his savings in 5 years of semi-retirement has 2 suggestions for anyone wanting to retire comfortably
Business Insider -

Photo courtesy of James R.

James R. has been semi-retired for five years. He lives on part-time income from an online teaching job, and hasn't had to dip into his retirement accounts yet. 

He found that because he already lived simply, spent little, and stayed out of debt before retiring, his retirement transition was simple. 

He would tell anyone wanting to retire soon to start buying less and consider paying off their mortgage. 

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