3 different credit-reporting agencies collect the information that determines your credit score — viewing each of your credit reports is key to maintaining a good score
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Three companies play a major role in consumer credit across the United States: Experian, TransUnion, and Equifax.

These three major credit-reporting companies, also called credit reporting bureaus, track US consumer credit data that generates your credit score.

You have a credit report with each of the three bureaus, and the information on each of them can be different because your creditors may not report your activity to all three bureaus.

Checking your credit...

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