Have you ever witnessed your credit score drop despite making timely credit card and loan repayments? Your credit score is determined by several factors apart from your repayment history.Your FICO credit score ranges from 300 to 850 and is checked by lenders when you apply for a loan, credit card, or mortgage. A score above 670 is considered "decent," meaning you have a better-than-average chance of securing a loan. A higher score improves your creditworthiness and helps ensure better interest... Read this story
