Biden wants to cut overdraft fees. He's overlooking a program that already does that.
MSNBC -

Few things are as hated as overdraft fees. Those sneaky little fees that banks charge you for accidentally blowing past your checking account balance are the kind of pervasive irritant that brings together large swaths of voters who otherwise don't agree on much. So it's no surprise that President Joe Biden has targeted them and other hidden fees as he campaigns for re-election. Earlier this year, his administration proposed a rule that would cut overdraft fees from as high as $35 to between $3...

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